What to Consider When Buying and Moving a House?
One of the most important decisions a person makes in life is undoubtedly the decision to own a house. You have made such an important decision. But what should you pay attention to? Whether you want a model or a second-hand house. There are definitely some points that need to be emphasized.
For example, "Do you have the title deed of the house you decided to buy? How much is the dues? Is there any property tax debt accumulated? What is the zoning status?" Fine but vital details such as… It is useful to know these tips in order to avoid serious problems. We consulted Yapı Konut General Manager Dr. for his opinion on the subject. Turgut Enginoğlu underlined the points that should be taken into consideration both when buying an apartment and when moving into the apartment you bought.
Enginoğlu said that there are points that must be taken into consideration when buying a house in order to avoid headaches later, and pointed out that the existing records in the land registry of the real estate should be examined by first going to the Land Registry Office to which the house or housing project to be purchased is affiliated.
What to Consider When Buying a House?
Look at the land registry record!
Who or what the real estate belongs to,
Share rates related to real estate,
Whether there is an easement (use) right on it,
Whether it is mortgaged or not,
Whether there is an injunction preventing the sale,
Whether a floor easement has been established or not,
Whether there are any obstacles to its establishment,
Whether the independent section to be purchased is registered in the land registry or not,
Area,
The management plan of the real estate and the title deeds applied by the land owner to the contractor
Research the zoning situation!
The latest zoning status of the real estate, whether there are 1/1,000, 1/5,000 scale zoning plans and higher scale zoning plans,
construction permit,
The current zoning status of the main real estate and the independent section to be purchased and its suitability for the project,
Whether the real estate has accumulated tax debt,
The last real estate declaration value of the real estate (The real estate declaration value will be important in determining the minimum amount of fees to be paid during the title deed purchase and sale.),
Whether there is an issue regarding the real estate that may concern the Monuments Board Decision,
Whether any official authority, such as İSKİ, the Ministry of Environment and Forestry, has direct or indirect control over the real estate,
Whether the house is occupied or whether there is an issue that prevents the residence from being obtained,
The seismicity status of the region must be learned.
Attention to the producer company!
Whether the company has previously completed or completed housing projects,
Whether it delivers the houses to the buyers at the end of the committed period,
Whether the company is reliable or not,
What is the assurance behind the project?
The importance the company attaches to customer satisfaction should be thoroughly learned.
Check out the official documents!
The Buyer should read the Sales Agreement carefully and, if possible, have the contract reviewed by experts in the field.
It should be determined what kind of documents the construction company gave to the buyer, whether floor easements have been established, and if there is no floor easement, whether there are any obstacles to its establishment.
Official documents such as the title deed of the house or housing project, zoning status, project, license, and occupancy certificate, if any, should be examined.
The contract for the house to be delivered to the buyer by the contractor, in which he defines what he will do and clearly states the qualities of the materials he will use, the delivery period and method are clearly stated, and is signed together by the parties.
"Technical Specification" should be read and examined carefully.
The "brand and quality" of the materials to be used should be clearly defined in the Technical Specification.
If the contractor cannot complete the construction and deliver the house at the end of the promised period, it should be recorded how much punitive compensation he will pay to the buyer on a daily or monthly basis.
The house offered for sale; The down payment amount, monthly payment plan, credit status, interest rate, whether interim or balloon payments can be made, whether the account can be closed at the desired time, how increases and decreases in interest rates will affect the payments, and the nature of the contracts made with the bank must be learned precisely.
Determine the value of the house!
The added value that real estate brings or will bring to its environment,
The nature of the tenants or potential tenants,
Current or potential rental value,
Lease periods, lease agreement conditions,
The effectiveness of the management company,
Sales or rental values of surrounding real estate,
Development structure of the region,
Proximity to shopping malls, health institutions and schools,
Issues affecting the economic value of real estate, such as proximity to main transportation lines and ease of transportation, should be examined.
Things to consider before moving into an apartment
You've bought your dream home and are making plans to move. There are many points you need to pay attention to before settling in. Most importantly, does your home meet the expectations of you and your close circle? Does it suit your lifestyle? What is its proximity to shopping malls and health institutions? Questions like these are a few of them... "The house or housing project must meet the needs and living standards of the buyer," said Dr. Turgut Enginoğlu listed the issues that he thinks people who own a house in a housing project should pay attention to before moving as follows.
The location of the house or housing project, its nature, other projects around it, the condition of the land, the type and size of the house, the dues, whether it is in the city or outside the city, whether it is a multi-storey house, a row house or an independent house, the management style, the occupancy of the building or site. The needs, expectations and living standards of the home buyer in terms of issues such as the ratio, the number of tenants or owners among the residents, the lifestyle within the site, the education level, income level, age of the residents or those who will live, the proximity of the site to schools, shopping malls and health institutions. should be met as much as possible.
Issues such as the direction of the selected flat, its light and sunlight exposure, floor, view, parking facilities, location of noise sources and the effect of noise should be taken into consideration.
The buyer thinks about himself, his family and his close circle; 'I'm moving here, but does the place I'm moving to meet my expectations and those of my close circle? What are the defining characteristics of my lifestyle? "Is it compatible with this?" should be answered clearly. For example, the buyer should take into account his relationship with his pets, the place where he will park his vehicle, his child's playground and similar indispensable criteria.
To determine whether the property to be purchased is suitable for the buyer's lifestyle, the buyer should carefully review the building management and operating plans and other relevant rules and regulations or consult an expert.
It should be determined whether or when issues such as electricity, water, natural gas and waste water have been resolved in the area where the house or housing project is built.
The management and operation plans of the housing or housing project, the equipment used in the system and the costs they will create should be carefully examined.
How and by whom joint building management is carried out and how much it costs should be carefully examined.
When life on the site begins, it should be taken into account what proportion of the residents are flat owners and what proportion are tenants.
It should be learned who lives in the building, whether the occupants are fulfilling their responsibilities, and whether the management has created a solid financial basis for the future of the building.
When having to choose between a used house and a new building, evaluations should be made in terms of various issues such as construction quality, earthquake assurance, maintenance, repair, security, decoration, garden structure and social life.
In a new house, there will be no major problems requiring extensive repairs for a long time. On the other hand, a problem can arise in a used home at any time.
When a previously used house is purchased, there may be serious repair problems in its electrical and mechanical installations and joinery. Such repairs or replacements can be expensive. A new expense may cause a serious burden before the loan installments are completed. Similarly, in used houses, issues such as the sewage system, the basic structure of the building, column and beam conditions, seismicity, insect infestation, moisture absorption and noise should be thoroughly reviewed.
Thanks to the new equipment used in these buildings built by qualified companies, the buyer feels safer, there are fewer maintenance and repair expenses, and less home insurance premiums are paid.
When purchasing a house that is still under construction, the layout plan, color of the tiles in the bathroom, kitchen cabinets, whitewash and carpets can be selected in advance. This does not result in the complete replacement or renewal of the items currently in use, nor does it cause additional costs. Similarly, if the new house is in a garden, there is the opportunity to arrange the garden according to the buyer's taste.
It is important to know that the company that carries out and delivers the project provides technical support during the delivery process and in the months following delivery and stands behind its work.